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Compared to the third quarter of 2005, which included $5.3 million in pre-tax securities gains, earnings per share were $0.12, or 25%, lower. Without these gains, third quarter earnings per share of ... 'Pre-approved' gets the buying process startedQuestion: I'm thinking about starting to look for a house. My friends tell me I should get pre-qualified for a mortgage first and the real estate agent says I should get pre-approved for a mortgage first.
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